Usually, yes for insurance and sometimes for permits. The exact answer depends on where you are shooting, how large the production is, and whether your setup affects the public or the property. For most professional work in Boston, it is smart to confirm requirements before shoot day rather than assume a small production is exempt.
Insurance is often expected for professional shoots, especially if you have clients on-site, paid talent, lighting stands, rented gear, or any setup that could damage property or injure someone.
- General liability: This is the most common coverage hosts and venues want to see for professional shoots.
- COI requirements: Some studios will ask for a certificate of insurance (COI), and may want their business or building management listed as additional insured.
- Equipment protection: If you are bringing high-value gear, rented equipment coverage may also be worth confirming with your insurer.
Permits are more situational. For a private indoor studio rental, permits are often unnecessary. They become more likely when the shoot extends into public space or creates a visible operational impact.
- Public locations: Parks, sidewalks, plazas, and transit-adjacent areas may have separate permission rules.
- Larger crews or equipment: Multiple vehicles, light stands, tripods, carts, or larger setups can trigger permit requirements.
- Obstruction or disruption: If your shoot blocks pathways, draws a crowd, changes normal traffic flow, or uses amplified sound, you may need approval.
- Drone use: Drone filming can introduce a separate set of restrictions and approvals.
A good real-world rule is this: the more visible, technical, or disruptive the shoot becomes, the more likely you should verify both insurance and permit requirements with the host, property manager, and relevant local office well before the booking.